In India, mutual funds have grown in popularity as an investing choice since they give people the chance to gradually increase their wealth. With technology transforming the financial industry, investing, tracking, and managing your portfolio is now simpler than ever thanks to mutual fund applications. The Best Mutual Fund Apps in India are examined in this article, along with how they may help you invest in lucrative mutual funds for the highest possible returns.
Why Choose Mutual Fund Apps for Investments?
Using apps to invest in mutual funds provides unmatched efficiency and convenience. They are favored for the following reasons: Accessibility: You may invest and manage your portfolio from anywhere at any time. Apps make intelligent recommendations by recommending the best mutual funds according to your financial objectives. Real-time tracking: Immediately keep an eye on market trends and performance. Cost-effective: A lot of applications charge little or nothing for transactions.
Essential Elements of a Mutual Fund App
Think about these important aspects before perusing the list of the top mutual fund applications in India:
1. Easy-to-use Interface: Makes investing simpler.
2. Portfolio Management Tools: Resources for investment analysis and optimization.
3. Customer Service: Dependable assistance with questions and problems.
4. Low Fees: Seek out applications that charge little to no fees for transactions.
5. Extensive Selection of Mutual Funds: Top-performing funds in debt, equity, and hybrid categories are available.
Top Mutual Fund Apps in India (2025)
Groww: With more than 12.8 million active customers as of November 2024, Groww—which was founded in 2016 by Lalit Keshre, Harsh Jain, Neeraj Singh, and Ishan Bansal—is the biggest brokerage in India. Mutual funds, US and Indian stocks, initial public offerings (IPOs), and digital gold are among the investing alternatives available through the app. It is perfect for new users because of its easy-to-use interface, free account setup and maintenance costs, and instructional materials.
Pros: User-friendly interface Numerous choices for investments are economical for first-time investors
Cons: Not enough sophisticated trading tools Occasionally occurring technological issues Customer service complaints about slowness
Zerodha Coin: Established by Nithin Kamath in 2010, Zerodha is the biggest brokerage in India, with over 7.5 million active users as of May 2024. It provides a 3-in-1 account for smooth transactions, the Kite trading platform with sophisticated charting capabilities, and learning materials like Varsity.
Pros: Minimal brokerage costs (no fees for delivering equity). strong, easy-to-use trading tools. open and customer-focused policies.
Cons: No international investment alternatives; restricted to Indian markets. requires several apps to access services (e.g., Coin, Kite). Customer service is occasionally delayed.
Paytm Money: With more than 10 million active customers, Paytm Money, a Paytm subsidiary, provides mutual fund investments. It offers an easy-to-use platform for commission-free direct mutual fund investing. SIPs, fund comparisons, portfolio tracking, and in-app suggestions are among the features.
Pros: Direct funds have no commission. Clear, easy to understand, and suitable for novices.
Cons: restricted access to sophisticated tools for in-depth investigation. There have been occasional app bugs reported.
ET Money: With more than 10 million users, ET Money is a well-known mutual fund investing app that was established in 2015. It provides goal-based investment strategies, SIP calculators, direct mutual funds with no commission, and tools for tracking expenses.
Pros: interface that is easy to use and has no commissions. All-inclusive financial resources for investing and planning.
Cons: Some people may find a Premium Genius membership to be expensive. Delays in customer service have been noted during busy periods.
Upstox: Since its founding in 2010, Upstox has grown to over 5 million members. In addition to a variety of other investing options like equities and initial public offerings (IPOs), the app provides zero-commission direct mutual funds. A user-friendly interface, sophisticated charting tools, and no brokerage costs on mutual funds are some of the key advantages.
Pros: Mutual fund brokerage is free. sophisticated trading and charting tools economical for traders.
Cons: Periodic technical problems with the app Insufficient research papers for a thorough examination
Angel One: With more than 6 million active members, Angel One provides a platform for investing in mutual funds as well as stocks and other financial products. A user-friendly interface, 0% brokerage on delivery trades, and ARQ Robo Advisory for tailored suggestions are some of the main features.
Pros: All-inclusive financial services Free delivery trading for stocks
Cons: Mostly provides standard mutual funds. Few sophisticated features for seasoned investors
5paisa: With more than 5 million active users, 5Paisa provides mutual funds with no commissions and a fixed brokerage fee of ₹20 per order. Real-time market data, sophisticated trading tools, and access to stocks, commodities, and initial public offerings are some of the main features.
Pros: Mutual funds with no commissions Interface that is easy to use
Cons: can be too much for newcomers to handle. needs a steady internet connection to function at its best.
Kuvera: With more than a million users, Kuvera is an expert in commission-free direct mutual funds. Investment tracking, family account management, and goal-based planning are important elements.
Pros: No charges for services Easy-to-use interface offers resources for long-term budgeting.
Cons: restricted to investments in mutual funds Concerns regarding potential service modifications are raised by CRED’s recent acquisition.
Axis mutual fund: Users can invest in a number of mutual fund categories using the Axis Mutual Fund app. It provides real-time portfolio tracking, a variety of payment methods, and paperless transactions.
Pros: Interface that is easy to use Numerous alternatives for mutual funds
Cons: restricted to mutual fund products offered by Axis Periodic problems with payment processing
HDFC mutual fund: An investment platform for a variety of Axis mutual funds, such as debt, hybrid, and equity funds, is provided by the Axis Mutual Fund app. It offers real-time portfolio tracking, several payment methods (including net banking and UPI), and paperless transactions.
Pros: Interface that is easy to use Numerous possibilities for Axis Mutual Funds
Cons: restricted to mutual fund products offered by Axis Periodic problems with payment processing
Conclusion: Thanks to the increasing number of user-friendly apps, investing in mutual funds has never been simpler. The top mutual fund applications available in India provide resources to make investing easy, effective, and profitable. You may easily reach your financial objectives by using the best software and concentrating on mutual fund selections that offer high returns
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